Operations, not just reporting
Mandates, UBOs, KYC, AML support, time tracking and billing — the operational work that pure reporting tools leave out.
FLIORE AI, in context
An assistant that knows the data of each mandate and answers from it. Your data stays yours.
Built for boutiques
For single and multi family offices and trust structures that live in spreadsheets today.
Everything in one place
A complete operating system for the day-to-day work of a family office.
Mandates & UBOs
Each person recorded once — with roles in companies, trusts and foundations, their history and personal documents. Linked structures with look-through consolidation.
Document vault
Encrypted storage, AI-assisted filing, versioning and selective client access.
KYC & compliance
Onboarding, periodic reviews and an audit trail — with beneficial owners assessed against the rules of their own jurisdiction.
Consolidated wealth
Assets, liabilities and accounts across structures, in any currency.
FLIORE AI
Answers in the context of the mandate, summaries and document extraction — assistance, not autopilot.
Network verification
Verify a beneficial owner once; with consent, the verification status is recognised across the FLIORE network — organisations stay strictly separated.
Secure messaging
Encrypted conversations and a clear client portal.
Agent trust layer
Scope-bound, time-limited permissions for AI agents acting on a mandate, with every action logged — built for the agent economy.
Monthly client reports
One-click, print-ready, white-label wealth reports per mandate — multilingual, in the reporting currency, ready to send.
Data-quality reconciliation
Surfaces the issues that quietly distort figures — missing FX rates, stale valuations, feed errors — ranked by severity.
Client invoicing
Invoice your clients with per-invoice VAT, flexible recipients, Swiss QR reference and a built-in reminder workflow.
Bank feeds
Connect banks through a provider layer — file import today, aggregators when configured — with automatic duplicate detection.
Tax-lot accounting
Purchase lots and realized gains per position under FIFO, LIFO, HIFO or average — computed from your own trades.
Bring your book from another tool
Already on Asora, Kubera, Addepar or Altoo — or working in spreadsheets? Export a CSV and FLIORE maps the columns automatically. Entities become mandates, holdings become assets.
Start your migrationQuestions, answered
What is FLIORE?
FLIORE is the Family Office Operating System: a secure platform to manage mandates, beneficial owners, consolidated assets, an encrypted document vault, KYC and compliance, with an AI assistant that works in the context of each mandate. It is operational software for running a family office, not a reporting-only tool.
Who is FLIORE for?
Single and multi family offices and trust providers that need operations, compliance and consolidation in one place — especially boutiques that work in spreadsheets today.
Where is data stored?
In Switzerland (Zurich region); the application is served from EU infrastructure. FLIORE supports two-factor authentication (enforceable organisation-wide), separates organisations at database level with row-level security and never trains models on client data.
Does FLIORE include AI?
Yes. FLIORE AI answers only from data you are permitted to see, cites its sources and never trains on client data. Usage runs on transparent AI credits.
How does FLIORE handle cross-border compliance?
FLIORE assesses each beneficial owner against the rules of their own jurisdiction — for example the EU’s 25% threshold, India’s 10%, South Africa’s 5%, Switzerland’s transparency register under the TJPG or the US Corporate Transparency Act. Per mandate it shows who is disclosable, who needs enhanced due diligence as a PEP and which reviews are due. It is decision support for the responsible compliance officer, not legal advice.